{"id":260,"date":"2009-12-03T09:51:24","date_gmt":"2009-12-03T14:51:24","guid":{"rendered":"https:\/\/sandieboxx.com\/grapes\/?page_id=260"},"modified":"2025-11-06T16:37:42","modified_gmt":"2025-11-06T21:37:42","slug":"mortgage-rates","status":"publish","type":"page","link":"https:\/\/sandieboxx.com\/grapes\/mortgage-rates\/","title":{"rendered":"Mortgage Rates"},"content":{"rendered":"\n\n\t\t\t<a href=\"#mortgages\" target=\"_self\">\n\t\t\t\t\t\t\tMortgages\n\t\t\t<\/a>\n\t\t\t<a href=\"#equities\" target=\"_self\">\n\t\t\t\t\t\t\tEquities\n\t\t\t<\/a>\n\t<p>Rates effective: 9\/18\/2025 &#8211; Rates are subject to change without notice<\/p>\n<h2>Mortgages<\/h2>\n<div id=\"footable_parent_5001\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent bootstrap4 colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"5001\" data-filter-delay=\"1000\" aria-label=\"Mortgage Rates - Mortgages\"            id=\"footable_5001\"\n           data-unique_identifier=\"ninja_table_unique_id_1225970138_5001\"\n           class=\" foo-table ninja_footable foo_table_5001 ninja_table_unique_id_1225970138_5001 table  ninja_search_right nt_type_legacy_table table-bordered vertical_centered ninja_custom_color inverted footable-paging-right ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_type \">Type<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_terms \">Terms<\/th><th scope=\"col\"  class=\"ninja_column_2 ninja_clmn_nm_rates \">Rates<\/th><th scope=\"col\"  class=\"ninja_column_3 ninja_clmn_nm_apr \">APR<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"0\" class=\"ninja_table_row_0 nt_row_id_0\">\n            <td>Owner Occupied, 1 - 4 Family<\/td><td><\/td><td><\/td><td><\/td>        <\/tr>\n            <tr data-row_id=\"1\" class=\"ninja_table_row_1 nt_row_id_1\">\n            <td>First Mortgages:<\/td><td><\/td><td><\/td><td><\/td>        <\/tr>\n            <tr data-row_id=\"2\" class=\"ninja_table_row_2 nt_row_id_2\">\n            <td>5\/1 year ARM<\/td><td>30 Year<\/td><td>5.25%<\/td><td>6.37%<\/td>        <\/tr>\n            <tr data-row_id=\"3\" class=\"ninja_table_row_3 nt_row_id_3\">\n            <td>Fixed<\/td><td>10 Year<\/td><td>4.99%<\/td><td>5.12%<\/td>        <\/tr>\n            <tr data-row_id=\"4\" class=\"ninja_table_row_4 nt_row_id_4\">\n            <td><\/td><td>15 Year<\/td><td>5.50%<\/td><td>5.59%<\/td>        <\/tr>\n            <tr data-row_id=\"5\" class=\"ninja_table_row_5 nt_row_id_5\">\n            <td><\/td><td>20 Year<\/td><td>5.75%<\/td><td>5.82%<\/td>        <\/tr>\n            <tr data-row_id=\"6\" class=\"ninja_table_row_6 nt_row_id_6\">\n            <td><\/td><td>25 Year<\/td><td>6.00%<\/td><td>6.06%<\/td>        <\/tr>\n            <tr data-row_id=\"7\" class=\"ninja_table_row_7 nt_row_id_7\">\n            <td><\/td><td>30 Year<\/td><td>6.00%<\/td><td>6.06%<\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n\nARM is an adjustable rate mortgage. It is variable in nature and subject to change.<br \/>\nAPRs are based on a loan amount of $250,000, which includes approximate finance charges.\n\t<h2>Equities<\/h2>\n<div id=\"footable_parent_5070\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent bootstrap4 colored_table\">\n                <table data-ninja_table_instance=\"ninja_table_instance_1\" data-footable_id=\"5070\" data-filter-delay=\"1000\" aria-label=\"Mortgage Rates - Equities\"            id=\"footable_5070\"\n           data-unique_identifier=\"ninja_table_unique_id_1412293352_5070\"\n           class=\" foo-table ninja_footable foo_table_5070 ninja_table_unique_id_1412293352_5070 table  ninja_search_right nt_type_legacy_table table-bordered vertical_centered ninja_custom_color inverted footable-paging-right ninja_table_search_disabled ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_type \">Type<\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_terms \">Terms<\/th><th scope=\"col\"  class=\"ninja_column_2 ninja_clmn_nm_rates \">Rates<\/th><th scope=\"col\"  class=\"ninja_column_3 ninja_clmn_nm_apr \">APR<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"0\" class=\"ninja_table_row_0 nt_row_id_0\">\n            <td>Home Equity Lines<\/td><td>10 Year Draw<\/td><td>Prime<\/td><td><\/td>        <\/tr>\n            <tr data-row_id=\"1\" class=\"ninja_table_row_1 nt_row_id_1\">\n            <td><\/td><td>15 Year Payback<\/td><td><\/td><td><\/td>        <\/tr>\n            <tr data-row_id=\"2\" class=\"ninja_table_row_2 nt_row_id_2\">\n            <td>Home Equity Loans - 1st Lien<\/td><td>1-9 years<\/td><td>5.75%<\/td><td>5.783% Minimum $5K<\/td>        <\/tr>\n            <tr data-row_id=\"3\" class=\"ninja_table_row_3 nt_row_id_3\">\n            <td>(Up to 80% appraised value)<\/td><td>10 years<\/td><td>6.25%<\/td><td>6.27%<\/td>        <\/tr>\n            <tr data-row_id=\"4\" class=\"ninja_table_row_4 nt_row_id_4\">\n            <td><\/td><td>15 years<\/td><td>6.50%<\/td><td>6.51%<\/td>        <\/tr>\n            <tr data-row_id=\"5\" class=\"ninja_table_row_5 nt_row_id_5\">\n            <td>Home Equity Loans - 2nd Lien<\/td><td>1-9 years<\/td><td>6.75%<\/td><td>6.78%<\/td>        <\/tr>\n            <tr data-row_id=\"6\" class=\"ninja_table_row_6 nt_row_id_6\">\n            <td><\/td><td>10 years<\/td><td>7.25%<\/td><td>7.27%<\/td>        <\/tr>\n            <tr data-row_id=\"7\" class=\"ninja_table_row_7 nt_row_id_7\">\n            <td><\/td><td>15 years<\/td><td>7.5<\/td><td>7.51%<\/td>        <\/tr>\n            <tr data-row_id=\"8\" class=\"ninja_table_row_8 nt_row_id_8\">\n            <td>Adjustable rate<\/td><td>15 Year<\/td><td>US T BILL + 4%<\/td><td><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table>\n    \n    \n    \n<\/div>\n\nARM is an adjustable rate mortgage. It is variable in nature and subject to change.<br \/>\nAPRs are based on a loan amount of $250,000, which includes approximate finance charges.\n\n","protected":false},"excerpt":{"rendered":"<p>Mortgages Equities Rates effective: 9\/18\/2025 &#8211; Rates are subject to change without notice Mortgages ARM is an adjustable rate mortgage. It is variable in nature and subject to change. APRs are based on a loan amount of $250,000, which includes approximate finance charges. Equities ARM is an adjustable rate mortgage. It is variable in nature&hellip;<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":20,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-260","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/pages\/260","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/comments?post=260"}],"version-history":[{"count":5,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/pages\/260\/revisions"}],"predecessor-version":[{"id":5072,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/pages\/260\/revisions\/5072"}],"wp:attachment":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/media?parent=260"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}