{"id":1621,"date":"2017-10-07T11:58:13","date_gmt":"2017-10-07T15:58:13","guid":{"rendered":"http:\/\/westport.org\/?p=1621"},"modified":"2025-11-03T14:54:55","modified_gmt":"2025-11-03T19:54:55","slug":"protect-yourself-against-identity-theft","status":"publish","type":"post","link":"https:\/\/sandieboxx.com\/grapes\/protect-yourself-against-identity-theft\/","title":{"rendered":"Protect Yourself Against Identity Theft"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-1629\" src=\"https:\/\/sandieboxx.com\/grapes\/wp-content\/uploads\/IdentityTheft1210-300x197.jpg\" alt=\"\" width=\"500\" height=\"329\" srcset=\"https:\/\/sandieboxx.com\/grapes\/wp-content\/uploads\/IdentityTheft1210-300x197.jpg 300w, https:\/\/sandieboxx.com\/grapes\/wp-content\/uploads\/IdentityTheft1210-768x505.jpg 768w, https:\/\/sandieboxx.com\/grapes\/wp-content\/uploads\/IdentityTheft1210-1024x674.jpg 1024w, https:\/\/sandieboxx.com\/grapes\/wp-content\/uploads\/IdentityTheft1210.jpg 1210w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"720\">\n<p style=\"text-align: left;\"><em>By now you\u2019ve probably heard about the Equifax Breach. We want you to make sure you\u2019re protected from any future identity theft. Here\u2019s a list of things you can do to help make that happen.<\/em><\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"720\"><strong>1.\u00a0Check your free credit reports<\/strong><br \/>\nUnder federal law you are allowed to request a free copy of your credit report once a year from each of the three credit reporting agencies: Equifax, Experian, and TransUnion. You can request a copy of your credit report online at\u00a0<a href=\"https:\/\/www.annualcreditreport.com\/\">www.annualcreditreport.com<\/a>.&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td width=\"720\"><strong>2.\u00a0 Put a fraud alert on your credit<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td width=\"697\">You can put\u00a0<a href=\"https:\/\/www.consumer.ftc.gov\/articles\/0275-place-fraud-alert\">a fraud alert on your credit reports<\/a>\u00a0for free by contacting one of the credit agencies, which is required to notify the other two. This means you&#8217;ll be contacted if someone tries to apply for credit in your name. It will last for 90 days and can be renewed.<\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td width=\"720\"><strong>3.\u00a0 Keep and eye on bank accounts and credit card statements<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td width=\"697\">Go through all your bank, retirement, and brokerage accounts, as well as your credit card statements to look for any suspicious activity.<\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td width=\"720\"><strong>4.\u00a0 Sign up for a credit monitoring or identity theft protection service<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td width=\"714\">Some monitoring services include identity theft protection, which will alert you when your personal information is being used in ways that doesn&#8217;t show up on your credit report. It could monitor things like utility and cable bills, payday loan applications, and social media.<\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td width=\"720\"><strong>5.\u00a0 If you\u2019re really worried, put a freeze on your credit<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td width=\"697\">This is an extreme step and might not be necessary, especially if you don&#8217;t know for sure that you&#8217;re information was compromised, or what personal information was stolen.\u00a0 \u00a0Fees to freeze your account vary by state,<a href=\"https:\/\/www.consumer.ftc.gov\/articles\/0497-credit-freeze-faqs\">\u00a0but commonly range from $5 to $10.<\/a><\/p>\n<p>&nbsp;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td width=\"720\">Source: <a href=\"http:\/\/money.cnn.com\/2017\/09\/09\/pf\/what-to-do-equifax-hack\/index.html?iid=EL\">http:\/\/money.cnn.com\/2017\/09\/09\/pf\/what-to-do-equifax-hack\/index.html?iid=EL<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>By now you\u2019ve probably heard about the Equifax Breach. We want you to make sure you\u2019re protected from any future identity theft. Here\u2019s a list of things you can do to help make that happen. &nbsp; &nbsp; 1.\u00a0Check your free credit reports Under federal law you are allowed to request a free copy of your&hellip;<\/p>\n","protected":false},"author":12,"featured_media":1629,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[74,16,72,71,73,44,12,43],"class_list":["post-1621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-promos","tag-credit-report","tag-credit-union","tag-equifax-breach","tag-identity-theft","tag-identity-theft-protection","tag-ma","tag-westport","tag-westport-federal-credit-union"],"_links":{"self":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/posts\/1621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/comments?post=1621"}],"version-history":[{"count":5,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/posts\/1621\/revisions"}],"predecessor-version":[{"id":4922,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/posts\/1621\/revisions\/4922"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/media\/1629"}],"wp:attachment":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/media?parent=1621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/categories?post=1621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/tags?post=1621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}