{"id":2309,"date":"2019-10-10T01:21:34","date_gmt":"2019-10-10T05:21:34","guid":{"rendered":"https:\/\/westport.org\/?p=2309"},"modified":"2025-11-03T14:53:11","modified_gmt":"2025-11-03T19:53:11","slug":"start-up-an-emergency-fund-with-westport-federal-credit-union","status":"publish","type":"post","link":"https:\/\/sandieboxx.com\/grapes\/start-up-an-emergency-fund-with-westport-federal-credit-union\/","title":{"rendered":"Start up an Emergency Fund with Westport Federal Credit Union"},"content":{"rendered":"

\"\"An emergency fund is money set aside to cover any of life\u2019s unexpected events. This is useful in case you lose your job or have a large medical bill to pay. Just 40% of Americans are able to cover an unexpected $1,000 expense with their savings. Last year, the most common unexpected expense was $5,000 or more. Read on to learn how to prepare yourself for a potential emergency.<\/p>\n

Set your emergency savings goal. <\/strong>This is between 3-6 months of your realistic living expenses. You need to chart your monthly income and expenses to find out what that realistic number is.<\/p>\n

Develop a plan.<\/strong> You can create a weekly or monthly goal for how much you want to put into the fund. Whatever is affordable for you.<\/p>\n

Automate your savings.<\/strong> Have a portion of your check get automatically put into your emergency fund. This way you won\u2019t be tempted to shrug it off.<\/p>\n

Make cuts in your budget.<\/strong> Clip some coupons or cancel unnecessary services or memberships<\/p>\n

Tax Refunds.<\/strong> Put a large amount of your tax returns into your emergency fund.<\/p>\n

If you still find yourself needing cash quickly to cover an emergency, our Whatevah loan can help. Secure your financial future with us. Call 508.679.0197 to speak to a loan officer today.<\/p>\n

To watch our Emergency Fund video click here.\u00a0<\/a><\/p>\n

To read more of our weekly blog posts click here<\/a>.<\/p>\n

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\u00a0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

An emergency fund is money set aside to cover any of life\u2019s unexpected events. This is useful in case you lose your job or have a large medical bill to pay. Just 40% of Americans are able to cover an unexpected $1,000 expense with their savings. Last year, the most common unexpected expense was $5,000…<\/p>\n","protected":false},"author":12,"featured_media":2306,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[240,238,239,235,126,237,12,186],"class_list":["post-2309","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-promos","tag-budget","tag-credit-union-westport","tag-dartmouth-credit-union","tag-emergency-fund","tag-save-money","tag-tax-refunds","tag-westport","tag-westportfcu"],"_links":{"self":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/posts\/2309","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/comments?post=2309"}],"version-history":[{"count":5,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/posts\/2309\/revisions"}],"predecessor-version":[{"id":2316,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/posts\/2309\/revisions\/2316"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/media\/2306"}],"wp:attachment":[{"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/media?parent=2309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/categories?post=2309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sandieboxx.com\/grapes\/wp-json\/wp\/v2\/tags?post=2309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}